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Key Features & Benefits
- ✦6 YES Rewardz Points per ₹200 on dining
- ✦3 YES Rewardz Points per ₹200 on all other eligible spends
- ✦2 complimentary domestic lounge visits per quarter (8/year)
- ✦2 complimentary railway lounge visits per quarter
- ✦Movie discounts via BookMyShow
- ✦Dining privileges at partner restaurants
- ✦Annual fee waiver on ₹1.5L spend
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Welcome & Joining Benefits
- ✦500 bonus YES Rewardz Points on first transaction
Milestone Benefits
- ✦₹1.5L annual spend → fee waived
Pros & Cons
✓ Advantages
- ✓8 domestic lounge visits/year at very low fee
- ✓Railway lounge — useful for train travellers
- ✓Annual fee waived easily at ₹1.5L
✗ Disadvantages
- ✗3.5% forex
- ✗Low reward rate (0.75% on dining, 0.375% others)
Frequently Asked Questions
Is YES SELECT a good first card?
YES SELECT offers good value as an entry-level premium card — 8 domestic lounge visits/year at ₹599 (easily waived) is excellent. The reward rate is low but the lifestyle benefits more than compensate for moderate spenders.
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