Advertisement
Joining Fee
₹2,500 + GST
Annual Fee
₹2,500 + GST
Reward Rate
8 YES Rewardz Pts/₹200 travel/dining; 4 pts/₹200 others
Lounge Access
6 domestic + 2 international per year
Forex Markup
2.75%
Fuel Waiver
1%
Advertisement
Key Features & Benefits
  • 8 YES Rewardz Points per ₹200 on travel and dining (1%)
  • 4 YES Rewardz Points per ₹200 on all other spends
  • 6 complimentary domestic lounge visits per year
  • 2 complimentary international lounge visits per year
  • Golf privileges at select courses
  • Movie benefits via BookMyShow
  • Annual fee waiver on ₹5L spend
Advertisement
Welcome & Joining Benefits
  • Bonus YES Rewardz Points on card activation
Milestone Benefits
  • ₹5L annual spend → fee waived
Pros & Cons

✓ Advantages

  • 6 domestic lounge visits at ₹2,500 fee
  • International lounge included
  • Annual fee waiver at achievable ₹5L

✗ Disadvantages

  • 2.75% forex — higher than RESERV
  • Low reward rate (1% on travel/dining)
Frequently Asked Questions
FIRST Preferred vs RESERV — which is better?
RESERV at same ₹2,499 fee gives 3% on online/dining (vs 1% FIRST Preferred) and 1.75% forex (vs 2.75%). RESERV is clearly better value for online spenders. FIRST Preferred suits traditional travel card users who prefer a Mastercard World.
Advertisement
Compare Similar Cards
Advertisement