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Key Features & Benefits
- ✦8 YES Rewardz Points per ₹200 on travel and dining (1%)
- ✦4 YES Rewardz Points per ₹200 on all other spends
- ✦6 complimentary domestic lounge visits per year
- ✦2 complimentary international lounge visits per year
- ✦Golf privileges at select courses
- ✦Movie benefits via BookMyShow
- ✦Annual fee waiver on ₹5L spend
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Welcome & Joining Benefits
- ✦Bonus YES Rewardz Points on card activation
Milestone Benefits
- ✦₹5L annual spend → fee waived
Pros & Cons
✓ Advantages
- ✓6 domestic lounge visits at ₹2,500 fee
- ✓International lounge included
- ✓Annual fee waiver at achievable ₹5L
✗ Disadvantages
- ✗2.75% forex — higher than RESERV
- ✗Low reward rate (1% on travel/dining)
Frequently Asked Questions
FIRST Preferred vs RESERV — which is better?
RESERV at same ₹2,499 fee gives 3% on online/dining (vs 1% FIRST Preferred) and 1.75% forex (vs 2.75%). RESERV is clearly better value for online spenders. FIRST Preferred suits traditional travel card users who prefer a Mastercard World.
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