Advertisement
Key Features & Benefits
- ✦3 YES Rewardz Points per ₹200 on grocery and pharmacy
- ✦2 YES Rewardz Points per ₹200 on all other eligible spends
- ✦1% fuel surcharge waiver
- ✦Annual fee waiver on ₹1L spend
- ✦Contactless payments enabled
Advertisement
Welcome & Joining Benefits
- ✦200 bonus RP on activation
Milestone Benefits
- ✦₹1L annual spend → fee waived
Pros & Cons
✓ Advantages
- ✓₹399 fee — one of India's lowest
- ✓3X on grocery/pharma covers essential household spends
- ✓Good for building credit history
✗ Disadvantages
- ✗No lounge access
- ✗3.5% forex
- ✗Low reward rate overall
Frequently Asked Questions
What's the difference between Prosperity Edge and Prosperity Rewards+?
Edge offers lounge access (1 domestic/quarter) and 4X on dining/travel. Rewards+ skips lounge but gives 3X on grocery/pharma. Choose Edge for travel; Rewards+ for household spending.
Advertisement
Compare Similar Cards
Advertisement