What You Get
Key Benefits & Features
Everything the IndusInd Bank EazyDiner Credit Card offers — broken down clearly so you can decide if it fits your lifestyle and spending habits.
Get 15–25% off your dining bill at over 3,000 partner restaurants across India through EazyDiner. Discount applies to the full table bill including food and beverages.
Complimentary EazyDiner Prime membership (worth ₹2,999/year) — unlocking the highest discount tiers, priority reservations, and exclusive dining experiences across India.
Earn 5 reward points per ₹100 on all dining spends (restaurants, food delivery, cafes) — and 1 point per ₹100 on all other transactions.
2 complimentary domestic airport lounge visits per quarter (8 per year) — useful for travellers who also dine out frequently.
Welcome vouchers worth ₹3,000 at partner restaurants on payment of joining fee — more than covering the entire first-year card cost.
Annual fee of ₹1,999 + GST waived on annual spend of just ₹75,000 — roughly ₹6,250 per month. One of the lowest waiver thresholds on any rewards card.
Seamlessly book tables and apply your card discount through the EazyDiner app. Real-time table availability, instant confirmation and cashback tracking all in one place.
1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000 at all petrol pumps in India.
All Costs
Fees & Charges
Complete fee breakdown. GST applicable on all fees. No hidden charges.
| Fee Type | Amount | Notes | Joining Fee | ₹1,999 + GST | ₹3,000 welcome dining vouchers |
|---|---|---|
| Annual Fee | ₹1,999 + GST | Waived on just ₹75,000 spend/year |
| Add-on Card | ₹999 + GST | Per add-on cardholder |
| Finance Charge | 3.83%/month | 45.96% p.a. on revolving balance |
| Cash Advance | 2.5% (min ₹300) | No reward points on advances |
| Late Payment | ₹100–₹1,200 | Based on outstanding balance |
| Foreign Currency | 3.5% + GST | Not recommended for overseas use |
| Fuel Surcharge | 1% waiver | On ₹400–₹4,000 transactions |
Our Take
SearchLocally Verdict
Pros
- ✓Up to 25% off at 3,000+ restaurants
- ✓Free EazyDiner Prime (₹2,999 value)
- ✓5X points on all dining
- ✓₹3,000 welcome vouchers offset fee
- ✓Very low ₹75K spend for fee waiver
Cons
- ✗Dining-focused — limited value for non-diners
- ✗Only 1 point/₹100 on non-dining spends
- ✗3.5% forex fee — skip for travel abroad
- ✗8 lounge visits/year — not unlimited
- ✗No travel miles or cashback option
Help & Clarity
Frequently Asked Questions
Honest answers to the most common questions about this card.
How does the 25% dining discount work on EazyDiner card?
When you book a table through the EazyDiner app and pay using your IndusInd EazyDiner credit card, you receive 15–25% off the full bill depending on the restaurant and time of visit. The discount is applied at checkout — no voucher code needed.
What is included in the free EazyDiner Prime membership?
EazyDiner Prime unlocks the maximum discount tier (up to 25% vs 15% on free accounts), priority table access, exclusive dining events, and deals at premium restaurants. The membership is worth ₹2,999/year and is included free with the card.
What is the annual fee waiver threshold for EazyDiner card?
The annual fee of ₹1,999 + GST is waived on spending just ₹75,000 per year — roughly ₹6,250 per month. This is exceptionally low and makes the card effectively free for anyone who uses it regularly for dining.
Does the 5X dining points apply on Swiggy and Zomato?
Yes. The 5X reward points on dining apply to food delivery platforms including Swiggy and Zomato, in addition to restaurant dining. Cafes and bakeries where you pay by card also typically qualify.
Is IndusInd EazyDiner worth it if I eat out 4–6 times a month?
Absolutely. At 4 restaurant outings per month averaging ₹2,000 per bill, you'd save ₹1,200–₹2,000 per month in dining discounts alone — ₹14,400–₹24,000 per year. This makes the ₹1,999 annual fee an extremely strong investment for regular diners.