From unlimited international lounge access on Legend to India's best dining card on EazyDiner — every IndusInd credit card reviewed with honest expert verdicts.
2025 Lineup
IndusInd Bank offers a focused but distinctive credit card portfolio — each card is built around a specific lifestyle need, from dining and entertainment to premium travel and international airline miles.
Unlimited domestic + international lounge, golf & concierge
Up to 25% off at 3,000+ restaurants, free Prime membership
Switch between cashback or reward points every month
Earn British Airways Avios, redeem on 30+ airlines
Free economy ticket on joining, CV Points on all spends
Side by Side
All 5 IndusInd Bank credit cards compared on annual fee, top reward, lounge access and best use case.
| Card | Annual Fee | Top Benefit | Lounge Access | Fee Waiver | Best For |
|---|---|---|---|---|---|
| Legend | ₹9,999+GST | Unlimited Dom + Intl Lounge | Unlimited both | ₹8L spend | Premium lifestyle |
| EazyDiner | ₹1,999+GST | 25% off at 3,000+ restaurants | 8 visits/year | ₹75K spend | Frequent diners |
| Nexxt | ₹999+GST | Cashback or Points — your choice | 8 visits/year | ₹1.5L spend | Flexible lifestyle |
| Avios | ₹10,000+GST | British Airways Avios + 30 partners | Unlimited Dom | ₹8L spend | International flyers |
| Club Vistara | ₹2,500+GST | Free ticket + CV Points | 8 visits/year | ₹3L spend | Air India flyers |
Common Questions
It depends on your spending. For dining: EazyDiner is unbeatable — 25% off at 3,000+ restaurants with free Prime. For premium lifestyle: Legend gives unlimited domestic AND international lounge access. For airline miles: Avios for BA/oneworld flyers, Club Vistara for Air India regulars. For flexibility at low cost: Nexxt at ₹999.
IndusInd Bank doesn't offer a genuinely lifetime-free card, but the EazyDiner card's ₹1,999 fee is waived at just ₹75,000 annual spend — roughly one good dinner out per week. The Nexxt card at ₹999 waives on ₹1.5L spend. Both are effectively free for regular users.
IndusInd Legend is one of very few Indian credit cards offering unlimited BOTH domestic and international airport lounge access for the primary cardholder. Most premium Indian cards — including Axis Magnus — cap international lounge visits at 6–12 per year. If lounge access is your priority, Legend's offering is exceptional.
Absolutely. At 4 restaurant visits per month averaging ₹2,000 per bill, you save ₹1,200–₹2,000 per month in dining discounts. That's ₹14,400–₹24,000 per year in savings on a ₹1,999 annual fee card — plus you get free EazyDiner Prime membership worth ₹2,999 and ₹3,000 welcome vouchers.