Key Features & Benefits
- ✦4% cashback on fuel purchases at HPCL pumps (up to ₹4,000/transaction)
- ✦2.5% extra discount on fuel at HPCL (above 1% surcharge waiver)
- ✦5% Reward Points on utility bill payments and departmental stores
- ✦2 Reward Points per ₹100 on all other spends
- ✦2 complimentary domestic lounge visits per year
- ✦ICICI Culinary Treats — dining discounts
- ✦Movie discounts via BookMyShow
- ✦Roadside assistance service
- ✦Annual fee waiver on ₹1.5L spend
- ✦HP Pay app integration for seamless fuel payments
Advertisement
Welcome & Joining Benefits
- ✦2,000 bonus Reward Points on ₹5,000 spend in first 45 days + fee payment
- ✦₹100 cashback on HP Pay app first fuel purchase of ₹1,000+
Milestone Benefits
- ✦₹1.5L annual spend → ₹500 annual fee waived
Pros & Cons
✓ Advantages
- ✓4% on HPCL fuel — one of best fuel cards available
- ✓5% on utilities (electricity, gas, internet) — saves ₹500+/month for high utility users
- ✓Lounge access at ₹500 fee — very rare at this price
- ✓Covers both fuel + utility + grocery in one card
- ✓HP Pay app cashback as welcome bonus
✗ Disadvantages
- ✗Fuel savings locked to HPCL stations only
- ✗3.5% forex markup — not for international
- ✗Max ₹4,000 per fuel transaction limit
- ✗2 lounge visits/year — minimal
Frequently Asked Questions
Does the 4% apply at all HPCL petrol stations?▼
Yes — the 4% cashback applies at all HPCL petrol pumps across India for transactions paid via the ICICI Bank HPCL Super Saver card, up to ₹4,000 per transaction.
What counts as 'utilities' for the 5% reward points?▼
Utility payments include electricity bills, gas bills, mobile recharge, broadband/landline, and similar recurring bills paid via card or through bill payment platforms.
Advertisement