Key Features & Benefits
- ✦2 Reward Points per ₹100 on all eligible spends
- ✦2.5% extra discount on fuel at HPCL stations
- ✦1% fuel surcharge waiver (standard)
- ✦Total effective saving: 3.5% on HPCL fuel
- ✦ICICI Culinary Treats — dining discounts
- ✦Movie discounts at BookMyShow
- ✦Annual fee waiver on ₹50,000 annual spend
- ✦Contactless payment enabled
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Welcome & Joining Benefits
- ✦Check bank website for current welcome offers
Milestone Benefits
- ✦₹50,000 annual spend → ₹199 annual fee waived
Pros & Cons
✓ Advantages
- ✓India's lowest annual fee fuel card — ₹199
- ✓Annual fee waived at just ₹50K spend — very easy
- ✓3.5% total saving at HPCL fuel
- ✓Perfect for two-wheeler/budget car owners
✗ Disadvantages
- ✗No lounge access
- ✗Low reward rate (2X) on non-fuel spends
- ✗Benefits limited to HPCL stations
Frequently Asked Questions
Is HPCL Coral worth it vs HPCL Super Saver?▼
HPCL Coral is ₹199 vs ₹500 for Super Saver. Super Saver gives 4% cashback (vs 2.5% discount), 5% on utilities, and 2 lounge visits. For high fuel spenders, Super Saver is worth the extra ₹300. For casual fuel users, Coral is sufficient.
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