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ICICI Bank HPCL Coral Credit Card

The most affordable fuel card — save at every HPCL pump

Lowest FeeFuelHPCLEntry Level
Apply Now — Official ICICI Site ↗
Joining Fee
₹199 + GST
Annual Fee
₹199 + GST
Reward Rate
2 pts/₹100 all spends; 2.5% extra discount at HPCL
Lounge Access
None
Forex Markup
3.5%
Fuel Waiver
2.5% extra fuel discount + 1% surcharge waiver at HPCL
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Key Features & Benefits
  • ✦2 Reward Points per ₹100 on all eligible spends
  • ✦2.5% extra discount on fuel at HPCL stations
  • ✦1% fuel surcharge waiver (standard)
  • ✦Total effective saving: 3.5% on HPCL fuel
  • ✦ICICI Culinary Treats — dining discounts
  • ✦Movie discounts at BookMyShow
  • ✦Annual fee waiver on ₹50,000 annual spend
  • ✦Contactless payment enabled
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Welcome & Joining Benefits
  • ✦Check bank website for current welcome offers
Milestone Benefits
  • ✦₹50,000 annual spend → ₹199 annual fee waived
Pros & Cons

✓ Advantages

  • ✓India's lowest annual fee fuel card — ₹199
  • ✓Annual fee waived at just ₹50K spend — very easy
  • ✓3.5% total saving at HPCL fuel
  • ✓Perfect for two-wheeler/budget car owners

✗ Disadvantages

  • ✗No lounge access
  • ✗Low reward rate (2X) on non-fuel spends
  • ✗Benefits limited to HPCL stations
Frequently Asked Questions
Is HPCL Coral worth it vs HPCL Super Saver?▼
HPCL Coral is ₹199 vs ₹500 for Super Saver. Super Saver gives 4% cashback (vs 2.5% discount), 5% on utilities, and 2 lounge visits. For high fuel spenders, Super Saver is worth the extra ₹300. For casual fuel users, Coral is sufficient.
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