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Canara Bank Credit Cards
All 5 currently issued Canara Bank credit cards compared — fees, reward rates, lounge access and who each card actually suits.
5Cards covered
5/5Cards free for life
4.0/5Top-rated card
Overview
Choosing the right Canara Bank card
Every Canara Bank credit card is lifetime free, with no joining or annual fee across the entire lineup. The cards differ mainly in lounge access, insurance cover and minimum income eligibility rather than fee structure. Use the grid below to open a full review of any card, or scroll down for a side-by-side comparison.
All cards
Compare every Canara Bank card
Credit Card
Canara Bank MasterCard World
★★★½☆ 3.9/5
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Credit Card
Canara Bank RuPay Select
★★★★☆ 4.0/5
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Credit Card
Canara Bank Visa Platinum
★★★½☆ 3.8/5
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Credit Card
Canara Bank Visa Gold
★★★½☆ 3.7/5
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Credit Card
Canara Bank Visa Classic
★★★½☆ 3.6/5
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Side by side
Fee and rating comparison
| Card | Type | Joining fee | Rating | Best for |
|---|---|---|---|---|
| Canara Bank MasterCard World | Credit Card | Nil | 3.9/5 | Existing Canara Bank customers who want the bank's richest card tier without paying any fee |
| Canara Bank RuPay Select | Credit Card | Nil | 4.0/5 | People who want a free RuPay card for UPI payments with some cashback and real lounge access |
| Canara Bank Visa Platinum | Credit Card | Nil | 3.8/5 | Existing Canara Bank customers who want occasional domestic lounge access without paying a card fee |
| Canara Bank Visa Gold | Credit Card | Nil | 3.7/5 | Existing Canara Bank customers who want stronger insurance cover than the Classic card without paying a fee |
| Canara Bank Visa Classic | Credit Card | Nil | 3.6/5 | First-time credit card applicants who want the simplest possible no-fee starter card |
Common questions
FAQs
Are all Canara Bank credit cards free?
Yes, every card in Canara Bank's current lineup — Visa Classic, Visa Gold, Visa Platinum, RuPay Select and MasterCard World — has no joining or annual fee. The bank does expect a minimum annual card turnover at each tier, with a small inactivity charge if that's not met.
Which Canara Bank card has the best lounge access?
RuPay Select and MasterCard World offer the richest lounge benefits, including international lounge visits, while Visa Platinum offers domestic-only lounge access. Visa Classic and Visa Gold don't include lounge access at all.
Which Canara Bank card can I link to UPI?
The RuPay Select Credit Card can be linked to UPI apps for everyday QR-code payments, a feature not available on Canara Bank's Visa or Mastercard variants.
What credit limit can I get on a Canara Bank credit card?
Credit limits vary by card and applicant, generally ranging from around ₹1 lakh to ₹50 lakh depending on income, existing relationship with the bank and repayment history, as assessed by the issuing branch.
Which Canara Bank card has the best reward rate?
All five cards earn a flat 2 Reward Points per ₹100 on PoS and e-commerce spends. RuPay Select adds 5% cashback on utility and dining spends, each capped at ₹50 a month, on top of the base rate.
Do I need an existing Canara Bank account to get a credit card?
It isn't always mandatory, but having an existing savings account, salary relationship or other banking relationship with Canara Bank generally improves your chances of approval and access to a higher credit limit.
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