FINO Payments Bank (FINO) IFSC Code — Complete Guide
FINO Payments Bank is a technology-driven payments bank launched in June 2017, promoted by FINO PayTech Ltd. Listed on Indian stock exchanges, FINO serves over 8 crore customers through 1.5 lakh+ banking points across India. It focuses on low-income, unbanked customers in tier 3 to tier 6 towns and rural areas. Services include savings accounts, micro-ATM cash withdrawals, AEPS, money transfer, and insurance.
How to Find FINO IFSC Code
- Use the search tool above — select state, district and branch
- Check your FINO cheque book — IFSC at top of every leaf
- Front page of your FINO passbook
- FINO net banking → Account Details
What is a Payments Bank?
Payments Banks are a special type of bank licensed by the Reserve Bank of India. They can accept deposits up to ₹2 lakh per customer, offer debit cards and mobile banking, facilitate domestic remittances and bill payments — but they cannot offer loans or credit cards. They are designed to extend banking access to unbanked and underbanked populations.
Do Payments Banks Have IFSC Codes?
Yes. All payments banks licensed by RBI are assigned IFSC codes for their access points and branches, enabling NEFT, RTGS, and IMPS transfers to and from payments bank accounts. You can find and verify IFSC codes using the search tool above.
NEFT and IMPS for Payments Banks
- NEFT: Available 24×7. Payments bank accounts are fully NEFT-enabled.
- IMPS: Instant 24×7 transfers up to ₹2 lakh (deposit limit).
- UPI: All payments banks support UPI for instant transfers.