DCB Bank (DCB) IFSC Code — Complete Guide
DCB Bank (Development Credit Bank) was established in 1930 as a co-operative bank and converted into a scheduled commercial bank in 1995. With 450+ branches across 24 states, DCB Bank focuses on retail, agri, MSME, and commercial banking. The bank has been growing steadily and is known for competitive FD rates and home loan products.
How to Find DCB IFSC Code
- Use the search tool above — select state, district and branch
- Check your DCB cheque book — IFSC printed at top of every leaf
- Open your DCB passbook — front page shows IFSC code
- Log in to DCB net banking → Account Details
Using DCB IFSC for Transfers
- NEFT: Enter IFSC when adding beneficiary. Settled in 30 minutes.
- RTGS: For transfers above ₹2 lakh. Settled in real time.
- IMPS: 24×7 instant transfers up to ₹5 lakh.
- International: Use SWIFT code DCBLINBB (not IFSC) for overseas transfers.
NEFT, RTGS and IMPS Timings
- NEFT: Available 24×7 including weekends. Settled in 30-minute batches. No minimum amount.
- RTGS: Available 24×7. Minimum ₹2 lakh. Real-time gross settlement.
- IMPS: Instant 24×7. Up to ₹5 lakh per transaction. Credited immediately.
Difference Between IFSC and MICR Code
IFSC (11 alphanumeric characters) is used for online transfers — NEFT, RTGS, IMPS. MICR (9 numeric digits) is printed at the bottom of cheques using magnetic ink for cheque clearing. IFSC is for digital transfers; MICR is for paper cheques. Both are branch-specific and unique per branch.
How to Verify an IFSC Code
Always verify IFSC codes before initiating transfers, especially for large amounts. Use the search tool above to cross-check any IFSC against the official database. An IFSC code should be exactly 11 characters, start with 4 letters (bank code), have a 0 as the 5th character, and end with 6 alphanumeric characters.