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Key Features & Benefits
- ✦10 Reward Points per ₹100 on dining, travel & international (2.5%)
- ✦5 RP per ₹100 on grocery (1.25%)
- ✦1 RP per ₹100 on all other eligible spends
- ✦2.99% forex markup — lower than standard 3.5%
- ✦1 domestic lounge visit per quarter (4/year)
- ✦4 international lounge visits per year
- ✦Golf access at select courses
- ✦Movie benefits
- ✦Annual fee waiver on ₹3L spend
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Welcome & Joining Benefits
- ✦Welcome vouchers on activation
Milestone Benefits
- ✦₹3L annual spend → ₹2,999 fee waived
Pros & Cons
✓ Advantages
- ✓10X on dining/travel — strong mid-tier rate
- ✓International lounge at ₹2,999 fee
- ✓Annual fee waived at ₹3L — moderate spend
✗ Disadvantages
- ✗2.99% forex — not as low as Zenith+
- ✗Only 4 domestic lounge visits/year
Frequently Asked Questions
How does AU Vetta compare to Zenith?
Zenith gives 20X on dining (vs Vetta's 10X), 8 domestic lounges (vs 4), and 1.99% forex (vs 2.99%). Vetta at ₹2,999 is significantly cheaper and ideal for moderate spenders who don't need Zenith's premium benefits.
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