Key Features & Benefits
- ✦10X Reward Points on exclusive partners: Amazon, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CliQ, Apollo 24×7
- ✦5X Reward Points on all other online spends (not above partners)
- ✦1 Reward Point per ₹100 on offline/in-store spends
- ✦Amazon e-gift voucher worth ₹500 as welcome benefit
- ✦Annual spend e-vouchers: ₹2,000 on ₹1L spend + ₹2,000 on ₹2L spend
- ✦Annual fee waiver on ₹1L annual spend
- ✦1% fuel surcharge waiver
- ✦Contactless payments enabled
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Welcome & Joining Benefits
- ✦Amazon e-gift voucher worth ₹500 on card activation
Milestone Benefits
- ✦₹1L annual spend → ₹2,000 e-voucher + annual fee waiver
- ✦₹2L annual spend → additional ₹2,000 e-voucher
Pros & Cons
✓ Advantages
- ✓10X on 12 exclusive brands — covers grocery, food, movies, travel, pharma in one card
- ✓₹500 Amazon welcome voucher = nearly free first year
- ✓Annual fee waived at just ₹1L spend
- ✓Milestone vouchers worth ₹4,000 for ₹2L spend — great ROI
- ✓5X on ALL other online spends — not just partners
✗ Disadvantages
- ✗No lounge access
- ✗10X partner list fixed — some brands may be removed over time
- ✗3.5% forex
- ✗Reward Points value modest (₹0.25/pt)
Frequently Asked Questions
What are the current 10X exclusive partner brands?▼
The current partners include Amazon, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CliQ, and Apollo 24×7. SBI may update this list — verify on sbicard.com.
Is SimplyCLICK or SBI Cashback Card better?▼
SBI Cashback gives 5% on ALL online stores with a ₹5,000 monthly cap. SimplyCLICK gives 10X (2.5% effective) on 12 partners and 5X (1.25%) on others but no universal coverage. For most online shoppers, SBI Cashback Card gives more value.
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