Key Features & Benefits
- ✦5% cashback on Paytm Mall, Movies, and Travel via Paytm App
- ✦2% cashback on all other Paytm App transactions
- ✦1% cashback on all other online/offline spends
- ✦Complimentary Paytm First membership (benefits worth ₹75,000)
- ✦₹750 cashback welcome benefit
- ✦4 complimentary domestic lounge visits per year
- ✦Complimentary Priority Pass membership for 2 years
- ✦Milestone vouchers worth up to ₹6,000/year
- ✦1% fuel surcharge waiver
Advertisement
Welcome & Joining Benefits
- ✦Complimentary Paytm First membership
- ✦₹750 cashback in Paytm wallet on card activation
Milestone Benefits
- ✦₹50K quarterly spend → ₹500 e-gift voucher (up to ₹2,000/year)
- ✦₹1L quarterly spend → ₹1,000 e-gift voucher (up to ₹4,000/year)
Pros & Cons
✓ Advantages
- ✓Priority Pass membership (2 years) — international lounge access
- ✓5% on Paytm Mall — great for Paytm-first users
- ✓Paytm First membership gives cashback + insurance + subscription benefits
- ✓Milestone vouchers can offset annual fee
✗ Disadvantages
- ✗Best value only for heavy Paytm users
- ✗No annual fee waiver option
- ✗3.5% forex
- ✗5% cashback capped on Paytm categories
Frequently Asked Questions
What is Paytm First membership?▼
Paytm First is Paytm's subscription program giving 5% cashback on bill payments + insurance + accidental death cover + zero convenience fees + other cashback — total stated benefit value ₹75,000/year, though actual savings depend on Paytm usage.
Advertisement