Key Features & Benefits
- ✦15 Reward Points per ₹100 on Air India tickets for self via airindia.com (3.75%)
- ✦5 Reward Points per ₹100 on Air India tickets for others
- ✦2 Reward Points per ₹100 on all other retail spends
- ✦5,000 bonus Reward Points on joining
- ✦Convertible to Air India Flying Returns miles
- ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
- ✦5,000 Reward Points on joining
Milestone Benefits
- ✦Check SBI Card website for current benefits
Pros & Cons
✓ Advantages
- ✓Lower fee than Signature (₹1,499 vs ₹4,999)
- ✓Good entry into Air India miles ecosystem
- ✓5,000 welcome points = a meaningful start for miles accumulation
✗ Disadvantages
- ✗No lounge access
- ✗Lower earn rate than Signature
- ✗No annual fee waiver
- ✗3.5% forex
Frequently Asked Questions
Platinum vs Signature — which Air India SBI card is better?▼
Signature gives 30X (vs 15X) on airindia.com self tickets, 8 lounge visits, and up to 1 lakh milestone RPs. Platinum is right for 1–2 Air India trips/year. Frequent flyers (4+ trips) should choose Signature.
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