Dining & Food Delivery
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RBL Zomato Edition Credit Card Review
Built for everyday Zomato and Blinkit orders, with Edition Cash that converts straight into food.
Currently Lifetime FreeAnnual fee
4.0/5Editorial rating
MastercardNetwork
At a glance
Quick facts
Currently Lifetime FreeJoining fee
Currently Lifetime FreeAnnual fee
Frequent Zomato and Blinkit usersBest for
1.5%Forex mark-up
Originally ₹500 + GST joining and annual; now issued as a lifetime-free card with no renewal charge.
Cost & earn rate
Fees and reward rates
Complimentary Zomato Pro membership on card activation, renewed automatically every year with the card.
| Charge | Amount |
|---|---|
| Joining fee | Nil (currently lifetime free) |
| Annual fee | Nil (currently lifetime free) |
| Add-on card fee | Nil |
| Cash withdrawal fee | 2.5% of amount, min ₹500 |
| Foreign currency mark-up | 1.5% |
| Reward redemption fee | ₹99 + GST per redemption day |
| Spend category | Reward rate |
|---|---|
| Zomato & Blinkit orders | 5 Edition Cash per ₹100 spent |
| All other retail spends | 1 Edition Cash per ₹100 spent |
- 2,000 bonus Edition Cash on crossing ₹5,00,000 in spends within an anniversary year.
Card benefits
What else you get
2 complimentary domestic airport lounge visits every calendar quarter.
2 complimentary international lounge visits a year via Priority Pass membership.
Buy-one-get-one movie ticket on BookMyShow once a month, capped at ₹200.
1.5% foreign currency mark-up, lower than RBL's standard 3.5% rate.
1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹250 a month.
Our take
Verdict
What works
- No joining or annual fee at present
- Strong 5X earn rate on Zomato and Blinkit specifically
- Free Zomato Pro membership renews every year
- Lounge access rare for a no-fee card
What to watch for
- 1X rate on everything outside Zomato/Blinkit is unremarkable
- Edition Cash is most useful only if you order frequently
- Reward rate has been cut sharply since the card's 2022 launch
Common questions
FAQs
Is the RBL Zomato Edition Credit Card lifetime free?
Yes, RBL Bank is currently issuing this card with no joining or annual fee, though the original schedule of charges lists ₹500 + GST for both.
How is Edition Cash different from regular reward points?
Edition Cash works like a digital wallet balance — 1 Edition Cash equals ₹1 — and can be redeemed directly against Zomato orders or your RBL card statement, instead of going through a separate rewards catalogue.
Does this card still give a birthday cashback?
No. The birthday bonus and the higher 5% dining cashback at standalone restaurants were both withdrawn in the September 2022 revision, leaving Zomato app/Blinkit orders as the main accelerated category.
Can I apply for the Zomato Edition card directly on RBL's website?
RBL issues this card primarily through invites on the Zomato app, though eligible applicants can also be considered through RBL Bank's regular credit card application channel.
Is there an annual fee waiver based on spending?
Since the card currently carries no annual fee, there's no spend-based waiver condition to track.
Compare more RBL Bank cards
See the full RBL Bank credit card lineup on SearchLocally.in.