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Key Features & Benefits
- ✦21 BluChips per ₹100 on IndiGo website/app bookings
- ✦5 BluChips per ₹100 on food delivery, fuel & grocery
- ✦1.5 BluChips per ₹100 on all other spends
- ✦BluChip vouchers redeemable for IndiGo flights
- ✦Up to ₹16,000 in BluChip vouchers in first year
- ✦2 complimentary domestic lounge visits per year
- ✦Annual fee waiver on ₹2L spend
- ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
- ✦BluChip vouchers worth up to ₹16,000 in Year 1
Milestone Benefits
- ✦₹2L annual spend → ₹1,000 annual fee waived
Pros & Cons
✓ Advantages
- ✓21X on IndiGo — best IndiGo earning among Kotak cards
- ✓₹16,000 welcome vouchers more than cover 1st year fee
- ✓5X on food delivery — useful for daily spenders
✗ Disadvantages
- ✗BluChips locked to IndiGo only
- ✗3.5% forex
- ✗Limited lounge (2/year)
Frequently Asked Questions
What are IndiGo BluChips?
BluChips are IndiGo's loyalty currency, redeemable for flight bookings, seat upgrades, 6E Prime add-ons, and other IndiGo services. They cannot be converted to cash or transferred to other programs.
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