Advertisement
Key Features & Benefits
- ✦4% value back at IndianOil petrol pumps
- ✦2% value back on grocery and utility bill payments
- ✦1% value back on all other eligible spends
- ✦1,000 bonus RP as welcome benefit
- ✦1% fuel surcharge waiver
- ✦Annual fee waiver on ₹50,000 spend
Advertisement
Welcome & Joining Benefits
- ✦1,000 RP on first ₹500+ transaction within 30 days
Milestone Benefits
- ✦₹50,000 annual spend → ₹499 fee waived
Pros & Cons
✓ Advantages
- ✓4% at IndianOil — solid fuel savings
- ✓2% on grocery + utility covers daily household bills
- ✓Very low ₹499 fee easily waived
✗ Disadvantages
- ✗Only useful at IndianOil pumps
- ✗No lounge
- ✗3.5% forex
Frequently Asked Questions
How does 4% value back translate to savings?
Spend ₹5,000/month at IndianOil → ₹200 back/month = ₹2,400/year in savings, far exceeding the ₹499 annual fee. The 4% includes reward points converted at standard rate.
Advertisement
Compare Similar Cards
Advertisement