Key Features & Benefits
- ✦2% reward points on all domestic spends (₹100 = 2 pts)
- ✦2.5% reward points on all international spends
- ✦Up to 12X reward points on hotel/flight bookings via iShop portal
- ✦Unlimited complimentary domestic airport lounge access
- ✦Unlimited international lounge access — both primary & add-on cardholders
- ✦Priority Pass membership for primary and Plus cardholder
- ✦1.49% forex markup fee — low for a premium card
- ✦Helicopter airport transfer (Bangalore) on ₹5L annual spend
- ✦Milestone benefits worth up to ₹70,000 per year
- ✦Up to 35% off on luxury/chauffeur-driven rentals via Avis
- ✦24×7 concierge services — domestic and international
- ✦Access to The Quorum Club — exclusive business lounge network
- ✦Premium subscriptions at ₹1 — GQ, Architectural Digest, Curiosity Stream
- ✦₹3,000 Toni&Guy gift voucher annually
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Welcome & Joining Benefits
- ✦EaseMyTrip luxury stay gift card worth ₹10,000
- ✦Travel Visa services via Atlys & OneVasco worth ₹10,000
- ✦Toni&Guy + Interflora lifestyle gift cards worth ₹4,000
- ✦Annual Zomato Gold membership complimentary
Milestone Benefits
- ✦₹2L spend → Klook international experiences worth ₹10,000
- ✦₹5L spend → Luxury airport transfers via BLADE/Avis worth ₹10,000
- ✦₹10L spend → Tata CLiQ Luxury gift card worth ₹10,000
- ✦₹20L spend → One-night luxury stay at Ayatana Resorts worth ₹20,000
- ✦₹25L spend → Annual fee waiver
Pros & Cons
✓ Advantages
- ✓Unlimited global lounge access — no caps anywhere
- ✓Helicopter airport transfers — unique in India
- ✓Milestone rewards up to ₹70,000/year value
- ✓Low 1.49% forex markup for a super-premium card
- ✓Priority Pass for add-on cardholders too
- ✓The Quorum Club access — rare executive lounge network
✗ Disadvantages
- ✗Very high ₹20,000 annual fee
- ✗Annual fee waiver needs ₹25L spend — high threshold
- ✗Reward rate (2%) lower than HDFC Infinia (3.3%) at same tier
- ✗Helicopter transfer limited to Bangalore airport
- ✗Milestone benefits are mostly brand-vouchers, not cash
Frequently Asked Questions
What makes Times Black better than ICICI Emeralde?▼
Times Black has a higher fee (₹20K vs ₹12.5K) but adds unique perks like helicopter transfers, The Quorum Club access, and milestone vouchers up to ₹70,000. Emeralde Private Metal has a slightly better reward rate structure for big spenders.
Is the Priority Pass shared with add-on cardholders?▼
Yes — both primary and Plus (add-on) cardholders get complimentary Priority Pass membership with unlimited international lounge access.
How do I redeem milestone benefits?▼
Milestone benefits are accessible through the Times Black app. They are activated for 6 months from the date ICICI Bank notifies you of achieving the milestone.
What is 1 ICICI Reward Point worth?▼
When redeemed against your card statement, 1 Reward Point = ₹0.40. For voucher redemptions, the value can go up to ₹1 per point.
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