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Emirates Skywards ICICI Bank Emeralde Credit Card

Top-tier Emirates co-branded card — unlimited lounge + Skywards Gold

Super PremiumEmiratesUnlimited LoungeSkywards Gold
Apply Now — Official ICICI Site ↗
Joining Fee
₹10,000 + GST
Annual Fee
₹10,000 + GST
Reward Rate
2.5 Skywards Miles per ₹100 all spends
Lounge Access
Unlimited domestic + international + spa access
Forex Markup
1.5%
Fuel Waiver
1% surcharge waiver
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Key Features & Benefits
  • 2.5 Skywards Miles per ₹100 on all eligible spends
  • Complimentary Emirates Skywards Gold Tier membership (most premium tier)
  • Unlimited domestic and international airport lounge access
  • Complimentary spa access at select airport lounges
  • 1.5% forex markup — lowest among ICICI Emirates range
  • Air accident insurance up to ₹3 crore
  • Comprehensive travel insurance
  • Milestone spend → Skywards Tier upgrade
  • Movie offer: 2 free tickets/month at BookMyShow
  • ICICI Culinary Treats — dining privileges
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Welcome & Joining Benefits
  • 10,000 bonus Skywards Miles on first transaction
  • Complimentary Emirates Skywards Gold Tier membership
Milestone Benefits
  • ₹10L annual spend → retain Skywards Gold status
  • ₹15L annual spend → annual fee waiver
Pros & Cons

✓ Advantages

  • Skywards Gold = lounge access on Emirates + baggage benefits + upgrades
  • Unlimited lounge access — both domestic and international
  • Spa access at lounges — rare benefit in India
  • 1.5% forex — great for Emirates flyers (Dubai, international)
  • 2.5 miles/₹100 on all spends — strong accumulation rate

✗ Disadvantages

  • ₹10,000 annual fee — high
  • Miles usable only on Emirates and partner airlines
  • Annual fee waiver requires ₹15L spend
Frequently Asked Questions
What does Skywards Gold tier give me?
Emirates Skywards Gold gives you Business Class check-in, extra baggage allowance (up to 20kg), lounge access at 640+ Emirates lounges worldwide, priority boarding, and complimentary seat upgrades based on availability.
Can I use Skywards Miles for non-Emirates flights?
Yes — Emirates Skywards is part of a wide alliance. Miles can be redeemed on partner airlines including flydubai, Qantas, Jetblue, and others, as well as for hotels, car rentals, and experiences.
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