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Shoppers Stop HDFC Bank Credit Card

First Citizen rewards at Shoppers Stop — for fashion-first shoppers

Co-brandedShoppers StopFashionFirst Citizen
Apply Now — Official HDFC Site ↗
Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Reward Rate
6 First Citizen pts/₹150 on SS Private Label; 2 pts on others; 2 pts UPI (RuPay)
Lounge Access
None
Forex Markup
3.5%
Fuel Waiver
1%
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Key Features & Benefits
  • ✦6 First Citizen Points per ₹150 on Shoppers Stop Private Label brands
  • ✦2 First Citizen Points per ₹150 on other Shoppers Stop purchases
  • ✦2 First Citizen Points per ₹150 on all other retail spends
  • ✦2 First Citizen Points per ₹150 on UPI payments (RuPay variant)
  • ✦Complimentary Shoppers Stop First Citizen membership
  • ✦Exclusive in-store discounts and early sale access at Shoppers Stop
  • ✦First Citizen Points redeemable at Shoppers Stop
  • ✦Birthday bonus rewards
  • ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
  • ✦₹500 Shoppers Stop voucher as welcome gift (redeemable on ₹5,000 Private Label purchase)
  • ✦Complimentary Shoppers Stop First Citizen membership
Milestone Benefits
  • ✦Check bank website for current benefits
Pros & Cons

✓ Advantages

  • ✓Best card for Shoppers Stop regulars
  • ✓First Citizen membership unlocks exclusive sale access
  • ✓Good for fashion & lifestyle purchases at Shoppers Stop
  • ✓RuPay variant gives UPI point earning

✗ Disadvantages

  • ✗Points locked to Shoppers Stop only
  • ✗No lounge access
  • ✗Not useful for non-Shoppers Stop shoppers
Frequently Asked Questions
What are First Citizen Points?▼
First Citizen Points are Shoppers Stop's loyalty currency, usable at all Shoppers Stop stores and online. Points can be redeemed at ₹2 per point value against purchases.
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