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Shoppers Stop HDFC Bank Credit Card

First Citizen rewards at Shoppers Stop — for fashion-first shoppers

Co-brandedShoppers StopFashionFirst Citizen
Apply Now — Official HDFC Site ↗
Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Reward Rate
6 First Citizen pts/₹150 on SS Private Label; 2 pts on others; 2 pts UPI (RuPay)
Lounge Access
None
Forex Markup
3.5%
Fuel Waiver
1%
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Key Features & Benefits
  • 6 First Citizen Points per ₹150 on Shoppers Stop Private Label brands
  • 2 First Citizen Points per ₹150 on other Shoppers Stop purchases
  • 2 First Citizen Points per ₹150 on all other retail spends
  • 2 First Citizen Points per ₹150 on UPI payments (RuPay variant)
  • Complimentary Shoppers Stop First Citizen membership
  • Exclusive in-store discounts and early sale access at Shoppers Stop
  • First Citizen Points redeemable at Shoppers Stop
  • Birthday bonus rewards
  • 1% fuel surcharge waiver
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Welcome & Joining Benefits
  • ₹500 Shoppers Stop voucher as welcome gift (redeemable on ₹5,000 Private Label purchase)
  • Complimentary Shoppers Stop First Citizen membership
Milestone Benefits
  • Check bank website for current benefits
Pros & Cons

✓ Advantages

  • Best card for Shoppers Stop regulars
  • First Citizen membership unlocks exclusive sale access
  • Good for fashion & lifestyle purchases at Shoppers Stop
  • RuPay variant gives UPI point earning

✗ Disadvantages

  • Points locked to Shoppers Stop only
  • No lounge access
  • Not useful for non-Shoppers Stop shoppers
Frequently Asked Questions
What are First Citizen Points?
First Citizen Points are Shoppers Stop's loyalty currency, usable at all Shoppers Stop stores and online. Points can be redeemed at ₹2 per point value against purchases.
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