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6E Rewards XL – IndiGo HDFC Bank Credit Card

Best card for IndiGo flyers — maximum 6E Rewards on every flight

Co-brandedIndiGo6E RewardsTravel
Apply Now — Official HDFC Site ↗
Joining Fee
₹2,500 + GST
Annual Fee
₹2,500 + GST
Reward Rate
5% on IndiGo; 3% dining/grocery/entertainment; 2% all others
Lounge Access
Domestic access (spend-based)
Forex Markup
2.5%
Fuel Waiver
1%
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Key Features & Benefits
  • 5% 6E Rewards on IndiGo flight bookings
  • 3% 6E Rewards on dining, grocery, and entertainment
  • 2% 6E Rewards on all other eligible spends
  • Complimentary 6E Prime Add-On (seat selection) on joining
  • Complimentary air ticket worth ₹3,000 on joining
  • 6E Rewards redeemable for IndiGo flights, upgrades, add-ons
  • Domestic lounge access (spend-gated)
  • 2.5% forex markup
  • Travel insurance cover
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Welcome & Joining Benefits
  • 1 complimentary 6E Prime Add-On seat selection
  • 1 complimentary air ticket worth ₹3,000 (IndiGo)
  • Welcome vouchers from Samsonite/American Tourister + Nissin + Budweiser
Milestone Benefits
  • Check bank website for current benefits
Pros & Cons

✓ Advantages

  • 5% on IndiGo — most rewarding IndiGo card available
  • Complimentary flight ticket worth ₹3,000 as welcome benefit
  • 3% on grocery/dining — good everyday earning
  • 2.5% forex — decent for an airline card

✗ Disadvantages

  • 6E Rewards only redeemable on IndiGo — locked ecosystem
  • No annual fee waiver
  • Not useful for non-IndiGo flyers
Frequently Asked Questions
What are 6E Rewards?
6E Rewards are IndiGo's reward currency. They can be redeemed for IndiGo flight tickets, seat upgrades, 6E Prime seat selections, and IndiGo add-ons. They cannot be transferred to other programs or redeemed for cash.
Is there a standard IndiGo HDFC card too?
Yes — the 6E Rewards IndiGo card (standard) has a ₹700 joining fee with lower earn rates (2.5% IndiGo, 2% dining/grocery). The XL version at ₹2,500 is better for frequent IndiGo flyers.
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