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HDFC Bank Diners Club Premium Credit Card

Mid-tier Diners card with low forex and solid lounge access

Mid-tierTravelLoungeLow Forex
Apply Now — Official HDFC Site ↗
Joining Fee
₹2,500 + GST
Annual Fee
₹2,500 + GST
Reward Rate
4 RP/₹150 (2.67%); 10X on SmartBuy travel
Lounge Access
6 domestic + 6 international per year
Forex Markup
2%
Fuel Waiver
1%
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Key Features & Benefits
  • 4 Reward Points per ₹150 on all eligible retail spends
  • Up to 10X Reward Points on SmartBuy travel bookings
  • 6 complimentary domestic lounge visits per year
  • 6 complimentary international lounge visits per year
  • 2% forex markup fee
  • Golf access at select courses
  • Travel insurance: air accident cover
  • Annual fee waiver on ₹3L annual spend
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Welcome & Joining Benefits
  • 2,500 bonus Reward Points on joining
Milestone Benefits
  • ₹3L spend → annual fee waived
Pros & Cons

✓ Advantages

  • 6 international lounge visits at ₹2,500 fee — great value
  • 2% forex — useful for international travel
  • Balanced domestic + international lounge allocation

✗ Disadvantages

  • Diners Club acceptance limitations
  • 4X base rate is modest
Frequently Asked Questions
Is Diners Club Premium still worth it in 2025?
If you value the 6 international lounge visits and low 2% forex markup, it remains good value at ₹2,500. However, if Diners Club acceptance is a concern, Regalia Gold at the same fee offers wider acceptance and better lifestyle benefits.
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