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Key Features & Benefits
- ✦2 Reward Points per ₹100 on all eligible spends
- ✦1% fuel surcharge waiver
- ✦Annual fee waiver on ₹1L spend
- ✦Dining discounts at partner restaurants
- ✦Contactless payments enabled
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Welcome & Joining Benefits
- ✦₹200 Amazon Pay voucher on ₹3,000 spend within first 30 days
Milestone Benefits
- ✦₹1L annual spend → fee waived
Pros & Cons
✓ Advantages
- ✓Simple entry card from a trusted bank
- ✓Annual fee easily waived
- ✓Good for Federal Bank account holders
✗ Disadvantages
- ✗No lounge access
- ✗3.5% forex
- ✗Low reward rate (2X only)
Frequently Asked Questions
Can I get the Scapia card if I already have the Federal Classic card?
No — Federal Bank follows a one-credit-card-per-customer policy. You cannot hold two Federal Bank credit cards simultaneously. You would need to close the Classic card first before applying for Scapia.
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